Bajaj Finserv Insta EMI Card is a credit card with which you can shop for your favourite products and pay for them in easy monthly instalments. It is a great way to finance your big-ticket purchases. Here is a detailed review of the card.
Benefits of Bajaj Finserv Insta EMI Card
No Cost EMIs: You can convert your high-value purchases into affordable EMIs without having to pay any additional interest or processing fee.
Flexible repayment tenure: You can choose a repayment tenure of 3 to 24 months as per your convenience and budget.
High credit limit: You can enjoy a credit limit of up to Rs. 4 Lakhs which is one of the highest in the market.
Reward points: You can earn 1 point for every Rs. 200 spent on your card. These points can be redeemed for exciting rewards and discounts.
Eligibility Criteria for Bajaj Finserv Insta EMI Card
You must be a resident of India.
You must be aged 18 years or above.
You must have a regular source of income.
Proof of identity: Passport, Aadhar Card, Voter ID Card, etc.
Proof of address: Aadhar Card, Voter ID Card, Utility bills, etc.
Proof of income: Salary slips, bank statements, etc.
You can apply for the Bajaj Finserv Insta EMI Cardonline on the official website. Alternatively, you can also apply through the Bajaj Finserv EMI Network Card partner stores.
How to Use Bajaj Finserv Insta EMI Card?
You can use your Bajaj Finserv Insta EMI Card at over 10 lakh partner stores across 1,300 cities.
You can also shop online on over 2,500 websites and avail the No Cost EMI facility.
To avail the No Cost EMI facility, you just need to select the ‘Bajaj Finserv EMI Network Card’ option at the checkout page.
You can make the EMIs payments through the Bajaj Finserv customer portal or the customer care number.
You can also set up automatic EMI payments through your debit card.
Bajaj Finserv Insta EMI Card Fees and Charges
Annual fee: Rs. 499
Late payment charges: Up to Rs. 100
Overlimit charges: 2.5% of the overlimit amount
Cash advance charges: 3% of the cash advance amount
Foreign currency transaction charges: 3.5%
How to Cancel Bajaj Finserv Insta EMI Card?
You can cancel your Bajaj Finserv Insta EMI Card by calling the customer care number or by visiting the nearest branch.
The Bajaj Finserv Insta EMI Card is a great way to finance your big-ticket purchases. It offers several benefits like No Cost EMIs, flexible repayment tenure, high credit limit, reward points, etc.
Bajaj Finserv Insta EMI Card Review
Bajaj Finserv’s Insta EMI Card is a unique card that allows you to shop now and pay later in easy EMIs. It is a co-branded card between Bajaj Finserv and HDFC Bank, and it offers customers a credit limit of up to Rs. 4 lakh.
The Insta EMI Card can be used at any of Bajaj Finserv’s 4,700+ partner stores across India, which includes major brands such as Flipkart, Amazon, Tata CliQ, and Myntra. You can also use the card to shop online or in-store at any of HDFC Bank’s merchant partners.
To use the Insta EMI Card, simply select the ‘EMI’ option at checkout and enter your card details. Your purchase will be divided into equal monthly instalments, which will be automatically deducted from your bank account.
There are no interest or processing fees charged on Insta EMI transactions, making this an affordable way to finance your purchases. There is also no need to submit any documentation or undergo a credit check to apply for the card.
If you’re looking for a convenient and affordable way to finance your shopping, the Bajaj Finserv Insta EMI Card is definitely worth considering.